Now live on Stellar Testnet

Build Credit
Through Community

Join lending circles, make contributions, and build a verifiable credit score on the Stellar blockchain. Access financial opportunities you deserve.

300-850
Credit Score Range
3-10
Members per Circle
$10-500
USDC Contributions

Everything You Need

A complete platform for building credit through traditional lending circles, powered by blockchain technology.

Lending Circles

Join or create circles with 3-10 members. Contribute regularly and take turns receiving the pooled funds.

Credit Score

Build your on-chain credit score from 300-850 based on payment history, circle completion, and more.

Secure & Private

One-time wallet binding with sybil resistance. Your identity is verified but your data stays private.

How It Works

Get started in minutes with these simple steps

01

Sign Up & Verify

Create your account with Google and complete KYC verification to prove your identity.

02

Connect Wallet

Link your Freighter wallet. This binding is permanent and ensures one account per person.

03

Join or Create a Circle

Find an existing circle to join or create your own with custom contribution amounts and schedules.

04

Contribute & Build Credit

Make your contributions on time. Each payment builds your credit score and brings you closer to your payout.

Ready to Build Your Credit?

Join thousands of users building verifiable credit scores through community lending.